You will see more drivers on the road each year. With the increasing number of vehicles on the road, crashes can happen. Car insurance can be the difference between a minor inconvenience and a large hassle. So how can you find out what insurance you need and how much to purchase? Your car insurance may be able to pay for the expenses from a car crash ranging from car repairs to legal fees. Choosing to drive without insurance could cause you to repair or replace a stolen or damaged vehicle and pay the cost of any damage for which you might be responsible. Liability: This kind of insurance coverage can pay for the damage that you are responsible for. These damages may include personal injury, and property damage. It also covers your legal fees if you are sued. Recommended, higher levels of insurance can be purchased that cover more events than the lower, state-mandated varieties. Personal Injury Protection: This is required in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. The minimum amount of personal injury protection is usually set by the state. Medical Payments: This coverage can be purchased in non-no-fault states; it will pay despite who carries responsibility for an accident. If you purchase this type of coverage, you will receive payment for all types of medical and funeral expenses. Collision: Damages that occur from a collision will be paid for under this kind of car insurance. Comprehensive: Protect your car from all non-collision damages when you buy this type of coverage. This includes protection from theft, vandalism, and fire or flood damage. Uninsured Motorist: This pays for damages when an insured person is injured in an accident caused by another person who does not have liability insurance or by a hit-and-run driver. Under-Insured Motorist: Just like uninsured coverage, this kind of insurance protects you against drivers without enough insurance coverage. Other types of coverage, like emergency road service, are also available. Auto Insurance Quotes Clermont